By MelanieF
Running a home business on a tight budget will require finding ways to advertise for free or at little cost. A home business can be a very rewarding venture that allows for making your own hours without having to answer to anyone but yourself. Many business owners find that locating free avenues to advertise is essential to the bottom line of whether you make a profit or take a loss. You can get free advertising online, as well as offline. Some steps are below offer ways to advertise your home business for free:
Create your own fliers to advertise your home business. If you are creative and have access to a computer and printer, you can make your own advertisements to post around your town. Include places such as supermarkets, laundromats, realtors, dentist and doctor’s offices. Be sure to list your phone number so that your new clients will know how to reach you.

Post your advertisement on Craigslist.com for free. This is an excellent place to advertise a home business for free because millions of Internet uses search here for things to buy, services, and jobs too. Listing a job on Craigslist in certain cities will cost a fee, but posting services costs nothing.

Advertise your business on eBay. You can reach an audience of millions with an eBay store and you will appear in search engine results, too. Even though eBay isn’t exactly free, it is very close, with just a small insertion fee of around twenty cents. You could even auction the services of your home business with gift certificates.

Post classifieds online. There are many classified websites that cost nothing to use and would be a great way to advertise your home business for free. One classified website where it is free to post your services is USFreeads.com. For a small monthly price, you can advertise with HTML and graphics, however, the basic posting is just as efficient in advertising and is absolutely free to use.

Get a swarm of traffic to your home business website. There is an excellent website, TrafficSwarm, that offers daily traffic to your home business page and it is free to advertise with a simple catch. The prerequisite for getting your traffic is that you also surf some other home business websites. It is actually fun and you can surf in your spare time while knowing that you are getting return traffic from many people surfing your home business website, all for free.

Description:  Your personal credit report tells many things about you, like how well payments are managed, as well as your finances. The story continues to be told for several years and should be checked regularly.

Obtaining free credit reports from the credit bureaus

Every American is allowed one free 3 in 1 credit report every 12 months and you can  are able to order one free credit report every 12 month period.  You are entitled, by law, to get one free one from each one of the three agencies.  Together, a website is run by the three major credit bureaus called Annualcreditreport.com, and consumers can order their free credit report and can also purchase their credit score separately.

To order your free credit report online, go to the website: www.annualcreditreport.com.  They also have a toll-free number along with a mailing address to make it easy and convenient.  To order by phone, call  877-322-8228 and for mail ordering, send a request to:  P.O. Box 105281, Atlanta, GA 30348-5281.

They will ask you to provide them with information in order to maintain privacy and security.  Added security measures could possibly mean answering a security question specific to you.  There is no need to individually contact each of the three, they will provide three through the website.

Why should I get a copy of my credit report?

Your personal credit report includes information that will affect if you could possibly get an auto loan, employment, or a mortgage.  You will want to have your credit report in order to ensure accuracy.  The information that you should check is identifying data, accounts and inquiries.  Safeguarding against identity theft is another huge reason to monitor your credit file.  You should be sure that there are no errors.

Under the federal law, you are entitled to one free credit report, but if you need to purchase another one they normally run around $10.00.  You can order one through the credit bureaus listed below:

·         Equifax.com

·         Experian.com

·         TransUnion.com

All of the three bureaus operate independently so the records are not always the same.  You’ll need to check all three for accuracy because they don’t share information.

Credit Monitoring can be done yourself or you can subscribe to a service that will do it for you.  They will check your credit report for suspicious activity and changes.  Some of the things that are checked are listed below:

·                     Any recent changes in account activity, like purchases, etc.

·                     Who has been inquiring and if authorized or not.

·                     New accounts – this could be a signal of identity theft.

·                     An address change could also signal identity theft.

·                     Credit increases to credit cards and personal lines of credit.

If you do use a monitoring service, they will check them periodically and place locks where necessary.  They can also protect you by placing fraud alerts on your credit reports, if needed.  A fraud alert is a precaution to prevent unauthorized use of your information.  The monitoring service will contact you for approval before letting anything be changed on your credit report.

There are many optional services like credit monitoring that you can use in order to monitor your credit report.  All three of the credit bureaus have a monitoring service in which you can subscribe for a monthly fee.  The costs are similar and the services vary.  Most all of them come with unlimited access to your credit report and credit scores.  They also monitor and check all of your national 3 credit reports daily.  They will email you with any changes to any of the reports.  The packages available also have theft insurance included.

Experian offers the Triple Advantage and it the price for this service is $14.95 monthly.  They also have various other services ranging from $5.95 to $34.95.

Equifax has monitoring packages from $8.95 to $12.95.

TransUnion has unlimited viewing of ALL 3 of the credit reports and scores for $14.95 a month.

All of the above monitoring services have a free 30 day trial with no obligation to continue, cancel anytime, or continue with the coverage and pay the monthly fee.

It really is an important thing to monitor your credit report and to make sure that everything that is listed is accurate.  The credit monitoring services can do the checking for you and you will have less to worry about.

If you haven’t already heard of this amazing opportunity to make cash and lots of it… 

what are you waiting for?

See For Yourself!

http://secrets4makingcash.com

Advertising Source that I Use: 

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Good Luck,

Melanie

Article listed in EzineArticles.com:

Check out my new Press Release on PRLeap.com: 

Melanie Ferguson Excels From Mortgage Broker to Internet Marketer

Phobias and Fears can Control your Life and your Home
Business.

Some problems are easier to overcome than others when
starting anything new and especially true when it comes to
starting a business online.  I’ve come to realize a ton of
things in my years of being active on the Internet about
these fears and phobias that are the causes of Internet
Failure.  I understand most of them because I have felt them
all and even more than the ones discussed here.

People let their many Phobias and Fears control their life
with feelings of doubt and it discourages them in starting
their Home Business. The primary fear for most people is
that they will fail.  The immobilizing fear of failure
makes them say it can’t be done, and they may never even
try it because their fear makes them believe they can’t do
it.

When it comes to an Internet Business, many of us feel that
we lack too many things, including money, confidence,
knowledge, and direction.

Some of the feelings that fuel our fear are: UNCERTAINTY ~
SELF DISTRUST ~ DOUBT ~ SKEPTICISM SUSPICION ~ MISTRUST…
these are a few, there are MANY more.

Fear of Losing Money = UNCERTAINTY – The fear of failing
brings uncertainty about their finances and it makes them
afraid they won’t have enough start up capital or that they
will spend too much money and get nothing in return.  They
also fear that they will just be wasting their time and then
it becomes not just about losing money, it’s the loss of
time as well.

Fear of Inadequate Self-Confidence = SELF DISTRUST – When an
opportunity arises, as in starting a business, some people
fear that they are not going to be good enough or smart
enough to make a success of anything.  This is especially
true when their self esteem is already at a low point. 
Taking a stand against negative thoughts about themselves is
the first step and then they must rewrite the inner
’scripts’ that have come to believe and turn negative
thinking into positive.

Fear of having Incomplete Knowledge = SELF DOUBT – They are
afraid they won’t know how to be successful because a lack
of knowledge in the business that they chose.  They may not
know which system to promote, where to begin, who will help
them, and of all these “guru millionaires”, which one to
listen to ~ That brings up the importance of an Honest
Mentor — (see below)

Fear of Friends and Family Opinions = SKEPTICISM – No one
wants to be ridiculed by the people that they trust the
most.  They imagine that their friends would say negative
things because of the belief they may have in their minds
that people don’t make money doing this… whatever it is.
That should truly be incentive for them to be even more
determined to prove them wrong!

Fear of trusting the wrong people = MISTRUST – Lack of an
Honest Mentor – (or finding one that they trust) can cause
fear that they will get taken or ripped off.  There are so
many self proclaimed “millionaires” on the web that
seemingly know ‘everything’ about making a living
online… Our minds naturally have SUSPICION when it is
implied that someone knows “everything” and have these
“secrets” that they want to share with you and make you a
millionaire too.

The reality is that most people are afraid of “doing it
wrong” the first time out…because nobody likes to try
something and fail. Fear of failure can be devastating to
any business and especially when you have family and friends
looking over your shoulder…  It just seems like with
Internet Businesses, especially, people are just waiting for
you to fail in your endeavor!

The bottom line is that the number one reason people fail is
because of fears and phobias, and mainly their fear of
failure…

How can you get past it all and succeed anyway?

You’ll have to find an approach for you to mentally relieve
the anxiety and stress over your life.  Take some actions
to not allow these uncomfortable thoughts to rule your life,
and please realize that proven solutions do exist. Anxiety
and Phobias are the mind’s indicators that we are probably
making things more important than they really are. To put it
simply, you have to have faith in your ideal outcome and
don’t let your mind stray from what your ideal outcome
will provide in your life and your business.

Let me end by saying that many people will never earn to
their full potential because the fear rules their lives and
sabotages their business opportunities…  Don’t be
controlled by fear and take matters into your own hands and
mind.  Take the reins and drive this thing all the way to
the place that you want to be in life.  Be determined and
don’t give up because most people quit right on the brink
of their success, never even knowing what could have been
for them. Never realizing their dreams.

As quoted by Eleanor Roosevelt:  We gain strength, and
courage, and confidence by each experience in which we
really stop to look fear in the face … we must do that
which we think we cannot.  

Author Bio: Melanie Ferguson specializes in honestly
informing people of the possibilities available in achieving
large monthly incomes online and assists them in being
successful.  If you would like a free report and online tour
detailing exactly how you can be making $5,000 to $10,000 a
month starting in the next 45 days or less, please visit her
site: http://secrets4makingcash.com 

She is also a trusted counselor in home based
opportunities in the mortgage industry, as she has been an
Indiana Licensed Mortgage Broker for the past 8 years.  She
will be happy to train and mentor you to gain a successful
home business that provides a substantial monthly income.
Please email her if you are interested in knowing more. 
MkFutureFunding@yahoo.com  Discover exactly how to make
quick easy money online today!! 

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Home & Garden- How to Fix the Top 10 Lawn Problems – AOL Money & Finance

Kokomo, IN April 3, 2007, Melanie Ferguson, Owner of MK Future Funding has announced the opening of a new business project for 2007. Once working as a loan processor, she obtained her own mortgage license and started doing business from home in December of 2000. As of today, she is currently pursuing the Internet as a means to additional income producing avenues, using Passport To Wealth to fund her future.

According to Ms Ferguson, the first opportunity that caught her interest, was one that related to her own experience in the mortgage industry. The company that she joined needed consultants to verify information for them and to refer homeowners in need of financial help to authorized and licensed 3rd party companies. Those highly professional partners work with the homeowner to choose the program and they close the deal for the consultants. Another stream of income the company provides is a team building bonus of almost five hundred dollars.

“That is when I realized that one of the keys to earning an internet income was having multiple ways to earn money in the program that you choose.” Melanie Ferguson added. “Another high priority key, is the automation factor that should be already in place.”

She was impressed with the amount of money earned with only a small amount of effort on her part. That is the automation factor that Ms Ferguson was describing, one that does all the work and closes sales automatically, 24 hours a day, 7 days a week!

This company seemed to have it all… Until she heard the tremendous buzz going on over Passport to Wealth, which she anticipates to be one of the top businesses of the year. Melanie Ferguson says that she started her research in mid March and quickly decided that this program has all of the necessary factors already in place… it has multiple ways to earn money AND the automation factor giving even someone that is completely new to the internet a perfect way to succeed!

She also emphasizes the importance of having a mentor to direct and support and teach you along the way. Melanie Ferguson says that she has found one of the absolute best team leaders on the net. His name is Nick Bramble and is fantastic with team building and team support, a professional marketer, as well as being an expert author with ezinearticles.com. Mr Bramble also has a one of a kind traffic generating system, which is completely feasible for everyone, despite experience level and the amount of funds available.

Ms Ferguson relays a story of how Nick Bramble had one day that he spent enjoying with his family that he came home to find out that he had made almost $4,000! That is truly amazing.

Imagine having a system in place that you could actually be making money while playing with your kids at the park, out at your favorite golf course playing 18 holes, or whatever you love the most… WOW.

“I am not one of those people who just get started, sign people up, make a quick buck and run off.” Melanie Ferguson vows, “I will provide complete assistance and step-by-step methods to anyone that wants to start ‘living their dream’ by way of duplicating our success in Passport To Wealth.”

About Melanie Ferguson

Melanie Ferguson is an internet entrepreneur who has been able to successfully make a living online. To learn more about how she can teach you to create a 5-figure monthly income with Passport to Wealth, please visit: http://www.blahblahblah.com

Melanie Ferguson can also be reached by email for additional information

Email: mkaye3598@aol.com

OR

Chat anytime on AIM: Mkaye3598

 Who I Am…

Hi, My name is Melanie Ferguson and I am so excited to help you start your online business…
There are so many opportunities on the internet these days, it’s tough to decide which are true and which are not… I will be happy to help you to decide which avenue may be right for you!

Before we discuss the income possibilities from the Internet, I would like to introduce you to my family and to tell you a few things about myself. I have 3 beautiful daughters that are 15, 18, and 21… they are great girls and make me very proud. I have a wonderful fiance, Denis, and I’m completely in love with him.  I’m looking forward to the day that I am able to marry him. I like to go camping and fishing with my family, and one of my favorite things is spending the month of May at the Indianapolis Motor speedway for the Indy 500… ) ~~

) ~~  See My Family Pics Here

What I Do…

I’m a licensed Mortgage Broker in the state of Indiana and am now exploring the many opportunities for additional income from the Internet. I’ve been working in the Mortgage Industry for almost 8 years nowI started my own Mortgage Business in 2001 after 2 years of working for a company whose philosophies that I disagreed with and making them up to $60,000. a month… and getting only a small amount of that for myself. I decided that I would enjoy doing this better if I could help more people and charge less money — (I know you may be thinking that is strange, but I didnt say make no money… lol –) I truly have the firm belief that people are more important than dollars… The company I worked for took advantage of people, overcharged, and actually lied to make extra money… I personally don’t do things that way. Mainly because I would not want it done to me… plain and simple.